My other brother finally blogged something that is both ‘interests’ us and both ‘beneficial’, what was it? How to Claim Insurance!

The topic of claiming for insurance caught my attention. Why? Well aside from that I am insured (life insurance) and my eldest son too (educational insurance), the hot hot topic of claiming and insurance will surely benefit someone out there in the internet who is looking for more information about insurance… specially claiming them.

Different Kinds of Insurance

There are many kinds of insurance. I could list them all here and it may take along time with explanation for each, so I’m not going to do that.. Instead I’ll point you to my brother’s ‘A LAW A DAY‘ blog who really talks about INSURANCE in details.

But still, let me name a few. There life insurance, educational insurance, there’s also a group insurance, car insurance and other non-life insurance.

Claim Insurance

In my case, which as I mention before, I have a life insurance and educational insurance for more son. How to claim them? There are two ways:

1. When the insured Outlives Maturity Due

The claim is payable immediately on maturity of the policy. This is true in “Endowment Insurance”

2. When Policy Matures by Insured’s Death

The claim is payable within 60 days after the presentation of the claim and filing of the proof of death of the insured. Delay entitles the insured to damages double the legal rate of interest per annum as fixed by the Monetary Board, unless the delay is due to a fraudulent claim (Section 242, Insurance Code)

Got that?
Take note of it.

This is one of my son’s favorite video on utube. It’s an old cartoon that enumerates all the nations of the world. Although not updated (no Singapore and others) it’s still fun to learn and know all the countries…

Being a very big Beatles fan, if given a chance to visit the New Yok, I will certainly be going to Central Park first!

Why?

For those who doesn’t know, there’s this little place in Central park called Strawberry Field where the “Imagine Mosaic” is located. Of course there are more than a dozen tourist destinations in New Yok that every non new yoker should see… But for the a Beatle/Lennon fan, the Dakota Building and Central park in New Yok is the first on their list.

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First of all, I’m having very strong doubts that “Freinds” is a misspelling. I think, this is the actual real spelling of the word.. well, at least to the location it is being used for - United Kingdom (where Arlo Gilbert was raised! Sorry I have to bring that Freind of mine out).

Freinds

First, the word ‘freinds’ or ‘freind’ apparently is the correct spelling for the US/English term for ‘Friends’ in the United Kingdom.

It’s like the word ‘program’ and ‘programme’ or like ‘ageing’ versus ‘aging’ (the latter is preferred by Brits).

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Every June 14th in the United States of America, there is a special holiday that every American celebrates. The holiday is called Flag Day (more formally, National Flag Day). Americans usually have some flag day activities dedicated to this holiday.

It is celebrated to remember the adoption of the flag of the United States, which happened that day by resolution of the Second Continental Congress in 1777.

Here are some Flag Day Trivias… Different countries have different dates in celebrating their own flag day. In Canada for example,  National Flag day is set on February 15th.  Mexico’s Flag Day is every February 24th.

For Filipinos, this even was probably when General Emilio Aguinaldo first raised and displayed the very first Philippine National Flag in Kawit, Cavite. That day, should also be called Philippines’ National Flag Day.

But talking about the National Flag Day holiday in the United States of America.

How to Observe Flag Day

In the US, the National Flag Day is a whole week event! That is the week of June 14 of course. That week is aptly called “National Flag Week“.

During National Flag Week, the president will issue a proclamation urging U.S. citizens to fly the American flag for the duration of that week. The flag should also be displayed on all Government buildings which is what they do anyways (and us Filipinos too). Some organizations hold parades and events in celebration of America’s national flag and everything it represents.

National Flag Day in the Philippines

I don’t think we have Flag Day here in the Philippines… All I can recall is those Elementary School days where all students are required to create all sorts of flags and we parade it all over town… It was is celebrated in August and I guess that’s the United Nation Day or something.

Side note: I wonder if Arlo Gilbert celebrates Flag Day? I doubt that… The Surfer Arlo Gilbert Probably does but the IT Arlo, probably stays at home and codes all day… lol

HSCB* could be the “Hongkong Shanghai Corporation Banking”… and of course I am wrong! That’s HSBC.

With the tag line “The World’s Local Bank” HSCB captures the attention of people specially those who are involved in banking and stuff. HSCB is known to the locals (of Shanghai) as Shankers and Honkers or just simply Hongkong Bank. HSCB was founded by the Scot Thoma Sutherland to finance trade in the Far East in 1865.

HSCB is the largest bank in Hong Kong and with lots of offices in Asia Pacific region, including the Philippines. HSCB is also the first bank to ever approved me in having my very first credit card! (sorry I have to say it)

HSCB in the Philippines

According to history books, HSCB’s first branch was in Binondo Manila way back in 1876. Wow! That’s more than 130 years!

From Wkipedia’s page:

In its early years of operation, HSBC serviced the booming Philippine sugar industry. At the turn of the century, it financed railways that connected provincial towns across Luzon to Manila. During the American regime, HSBC was called to advise on Philippine currency reform. Its current headquarters are in Makati, and a new building is being constructed in the Bonifacio Global City. Today, HSBC Philippines operates in key Philippine cities such as Cebu and Davao. It has ended Citibank and Standard Chartered’s monopoly on international banking in the Philippines.

*Please note that every occuranse of HSCB, actually means HSBC… ayt? Thanks!

Nokya or Nokia is the world’s leading mobile phone supplier and a leading supplier of mobile and fixed telecom networks including related customer services.

Since we have been talking about Simbian Symbian mobile operating system, or at least post about it yesterday, I think it’s only appropriate to make a followup post about the actual cellphone company or mobile phone supplier that uses that simbian OS… Nokya.

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Simbian is the open mobile operating system. But first and foremost, Symbian (yeah, not Simbian)is a software licensing company which developed the widely used and mobile phone operation system which is also called Simbian.

Currently, it is believed that Symbian is licensed by the world’s leading mobile phone manufacturers. There are a couple of competitors for simbian that are stating to make a name on the mobile phone technology. Amongst the big name are Windows Mobile (both Pocket PC and SmartPhone) from Microsoft, Palm OS, the Motorola Java, O2 proprietary, the OS for Gphone, linux Mobile phone OS and there are probably others out there.

Anyway, back to Simbian Ltd. and Simbian Operation System. It (the OS) comes from Psion’s EPOC and runs exclusively on ARM processors.
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Here’s an article where you can find everything you need to know about Mecury Mercury! Find information on Mercury cars, SUVs or the smallest planet Mecury or the Mercury the Roman God or  that very special liquid metal.

Let’s begin:

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The stars and moon are align perfectly in your favor! Know your daily or weekly horoscop horospcope online with just a few clicks of a mouse!

There are literally hundreds and hundreds of websites available online that will satisfy your need to know your daily fortune and horoscope!

Horoscop, Astronomy and Numerology has been a part of life for not just the Filipino but every race around the globe. They are also considered as a Science because of studies done and facts proven and not just fictions.

So, anyway if you’re looking for your daily dose of horoscop, CLICK HERE.

Check out other horoscop resources (my favorites, updated regularly, check back soon):

• Libre’s Daily Funny Horoscope
• Redtube video information
• Free Redtube

Good day and may the sun and moon align for you.